Iowa Landlord Tenant Laws

Contents

DISCLAIMER

This article provides general information and is not legal advice. For accuracy and specific guidance on landlord-tenant laws, consult an attorney before making any decisions or taking action.

Overview

DEPOSIT

  • The maximum security deposit limit in Iowa is 2 months' rent.
  • Landlords have 30 days to return deposits in Iowa.

RENT CONTROL

  • There are no rent control laws in Iowa and state law forbids local regulatory bodies introducing rent control laws.
  • Landlords must give 30 days written notice before raising the rent.
  • Rent increases are expected to be reasonable and kept in line with market rates.

NOTICE OF ENTRY LAWS

  • Landlords must give the renter at least 24 hours notice before entering an occupied dwelling.
  • Required notice for entry is waived in the case of emergencies.

RE-KEYING LAWS

  • No statute.

RENTAL AGREEMENT

  • Both oral and written rental agreements are accepted in Iowa.
  • It is always recommended to put lease agreements in writing to avoid legal disputes.

LATE FEES & GRACE PERIODS

  • Late fees are allowed in Iowa.
  • Late fees are capped depending on the rent amount.
  • There is no mandatory grace period in Iowa.

SMOKING LAWS

  • Landlords may ban smoking in their rentals in Iowa.

PET LAWS

  • Landlords are permitted to request a separate pet deposit in Iowa. 

SECTION 1

Iowa Landlord-Tenant Rights and Responsibilities

Below is an overview of some of the rights and responsibilities of both landlords and tenants in Iowa.

Tenant’s Rights and Responsibilities

(Iowa Code 562A.17)

Rights

The rights of tenants in Iowa aren't explicitly stated in the state’s landlord-tenant law. However, tenants still have the right to a safe and livable unit and are legally entitled to due process prior to eviction and a written notice of repairs. Additionally, tenants may seek legal assistance from the landlord if they are unsatisfied with these stipulations.

Responsibilities

Tenants’ primary obligations include paying rent as well as;

  • Adhering to all applicable building and housing rules, which have a significant impact on health and safety;
  • Maintaining a tidy living space and disposing of trash appropriately;
  • Using all equipment and facilities, including air conditioning, heating, electrical, and plumbing, properly;
  • Not intentionally or recklessly cause harm to the apartment or permit someone else to do so; and
  • Steering clear of actions that could upset the quiet of your neighbors.

Landlord’s Rights and Responsibilities

(Iowa Code 562A.15)

Rights

Landlords in Iowa don't have specific rights listed in the state's landlord-tenant law. However, they can still legally collect the unpaid rent if a tenant doesn't pay the rent, begin the eviction process, and take out repair costs from the security deposit.

Responsibilities

The landlord is often responsible for the following:

  • Adhering to housing and building codes that have a significant impact on health and safety
  • Maintaining the house or apartment fit and habitable condition by doing repairs
  • Making arrangements for trash cans and disposal
  • Providing heat and hot and cold running water unless the renter pays the utility provider directly
  • Maintaining the cleanliness and safety of the areas occupied by tenants of multiple apartments  
  • Maintaining the proper and safe functioning order of all buildings and appliances, including the plumbing, heating, and air conditioning systems

Required Notices Before Entry

Are landlords in Iowa required to give notice before entering the property?

Yes, a landlord must give the renter at least 24 hours notice before entering their home and can only do so during regular business hours. (Iowa Code § 562A.19(3))

Are landlords in Iowa allowed to enter the property to conduct maintenance and repairs?

Unless there is an emergency or it is "impracticable" for the landlord to give this notice, Iowa Code § 562A.19 requires landlords to give at least 24 hours notice before entering the property to conduct maintenance and repairs. Additionally, tenants cannot unreasonably withhold consent to the landlord to enter the property.

Late Fee for Rent and Grace Periods in Iowa

According to Iowa Code § 562A.9, landlords can request a late fee for rent in Iowa as long as it's specified in the lease. However, Iowa has a special system for calculating late fees:

  • If the rent is less than $700 per month, the late fee is $12 per day, with a maximum charge of $60 per month
  • If the rent is more than $700 per month, the late fee is $20 per day, with a maximum charge of $100 per month

There is no mandatory grace period in Iowa.

Source: Summary of Iowa Landlord and Tenant Law | Iowa Legal Aid, Landlord/Tenant | Iowa State Bar Association, Iowa Code § 562A.9.

SECTION 2

Iowa Rent Increase Laws

Does Iowa Have Rent Control Laws?

There are no rent control laws in Iowa that restrict the amount of rent that landlords may charge, and state law forbids municipal governments from passing rent control legislation (IA Code § 364.3).

Notice Required to Raise Rent in Iowa

In Iowa, landlords are required to offer a 30-day written notice prior to raising the rent and the rent increase cannot take effect until the current lease expires and is renewed, or if the tenant is on a month to month lease, on the next rent due date after the 30 day notice period has expired.

(IA Code § 562A.13).

Limitations to Iowa Rent Increase Laws

In Iowa, landlords are prohibited from raising rent if:

  • The increase is implemented in a manner that unfairly targets any of the protected classes outlined in the Fair Housing Act.
  • The raise occurs in retaliation for a protected tenant action, like making a complaint. (IA Code § 562A.36).
  • It's also illegal for landlords to raise rent in the midst of the specified period of the lease unless the lease agreement specifies otherwise.

Source: Landlord-Tenant Law - LEGISLATIVE GUIDE - Iowa.gov

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SECTION 3

Iowa Rental Agreement Laws

An Iowa lease agreement is a formal contract between a landlord (lessor) and a prospective tenant (lessee) that outlines the terms and conditions of tenancy in the state of Iowa.

Are Oral Lease Agreements Allowed In Iowa?

Yes. Both written and oral lease agreements are allowed in Iowa. However, you cannot have a fixed term lease as verbal lease agreements are assumed to be month to month agreements except for in the case of roomers that pay weekly, in which case the tenancy shall be week-to-week. (Iowa Code § 562A.9)

Remember, it is always advised to put rental agreements into writing to avoid potential legal disputes.

What Should Be Included in an Iowa Lease Agreement?

Here are some key components that should be included in an Iowa lease agreement to ensure a smooth and fair rental experience for all parties involved.

  • Details of both parties involved.
  • Description of the property and relevant disclosures
  • The lease terms and conditions
  • Details concerning rent and security deposit(s)
  • Both parties’ responsibilities concerning maintenance and repairs
  • Details about available utilities and services, with both parties’ responsibilities concerning maintenance.
  • Conditions surrounding early termination and lease renewal
  • Additional clauses regarding rent increase, subletting, property use, renovation, and alterations.

Free Resources: Iowa Lease Agreement | eForms

Source: 470-3765 Lease Agreement | Iowa.gov

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SECTION 4

Iowa Tenant Deposit Laws

What Is The Maximum Security Deposit Limit In Iowa?

An Iowa landlord is only permitted to collect security deposits up to the equivalent of 2 months' worth of rent. (§§ 562A.12(1))

Are Pet Deposits Allowed In Iowa?

There is no statute restricting pet deposits and pet fees in Iowa. As such landlords are permitted by Iowa state law to request a separate pet deposit.

However, this does not apply to people with disabilities who employ service animals. Regardless, the renter is responsible for paying for any damage the service animal causes to the property throughout the tenure.

What Can Landlords Deduct From the Deposit In Iowa?

Under Iowa law, the landlord may deduct a reasonable amount from the security deposit for the following reasons:

  • to pay for unpaid rent and other costs owed to the landlord under the terms of the rental agreement;
  • to return the rental property to its pre-rental state, excluding normal wear and tear;
  • and to cover costs incurred by the tenant for staying beyond the end of the lease term.

(§§ 562A.12(3)(a))

Do Landlords Need To Provide An Itemized Receipt For Deposit Deductions In Iowa?

Yes. Should a landlord decide to make deductions from the security deposit the landlord need to provide a written statement to the tenant showing specific reasons for withholding any portion of the security deposit. This must be delivered to the tenant within 30 days of the tenant moving out.

Tenants are expected to give the landlord their forwarding address within a year after their move-out date. They give up the right to get the itemized receipt or the security deposit if they fail to furnish a mailing address within the allotted period.

(§ 562A.12(3)(a))

How Do Landlords Need To Hold Deposits In Iowa?

Landlords must keep security deposits apart from their personal or other funds in accordance with Iowa law. Additionally, the security deposit must be kept in a trust account or saved in a bank, credit union, savings and loan association, or other institution insured by a federal government agency. (§§ 562A.12(2))

How Long Do Landlords Have To Return Security Deposits In Iowa?

A landlord in Iowa has thirty days to return the deposit. The thirty days begin on the date that the lease terminates, and you receive the tenant's postal address or delivery instructions. (§§ 562A.12(3)(a))

If the landlord fails to give a written notice or simply refuses to return the deposit within the 30-day period, tenants may take legal action. The tenant may be liable to twice the amount of the security deposit plus any court-mandated legal fees if the court deems that the deposit was withheld in bad faith.

Do Landlords Need To Pay Interest On Security Deposits In Iowa?

Iowa law does not require landlords to give renters interest on their security deposits.

Source: Rental Deposits | Iowa Legal Aid, 562A.12 Rental deposits | Iowa Legislature.gov, Security deposits | People’s Law Library of Iowa.

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SECTION 5

Iowa Eviction Process and Law

According to Iowa Landlord and Tenant Law, Chapter 562A, landlords have the right to evict tenants for reasonable cause, such as failure to pay rent. However, tenant evictions must be carried out in a way that adheres with the state's eviction process.  

Grounds for Eviction in Iowa

Landlords in Iowa cannot initiate an eviction process against a tenant without legal justifications. Here are some of the common grounds for eviction as per Iowa law:

  • Non-payment of rent: Landlords may give notice and then proceed with eviction if the tenant does not pay within the allotted time if they do not make their rent payments on time.
  • Lease violations: Landlords are usually required to give notice to tenants who breach any of the terms of their lease, including but not limited to causing damage to the property, having pets without permission, or participating in unlawful activities.
  • End of Lease Term/No Lease: When a tenancy is month-to-month, or the lease term has finished, the landlord may remove the tenant by giving them due notice, which is typically 30 days.
  • Nuisance or Illegal Activity: Landlords are not required to give notice to renters who engage in illegal activity or cause a disturbance that annoys other tenants or neighbors.
  • Property Damage: Deliberate or careless damage to the property may also be grounds for eviction. In these cases, the tenant is typically served with a notice requiring them to make repairs or risk being evicted.

Iowa Eviction Notice

Under Iowa eviction law, landlords are required to provide written notice to the tenant before filing an eviction lawsuit. The notice requirement varies depending on the ground for eviction.

Here are the six typical notice types in Iowa:

3-Day Notice To Quit For Nonpayment of Rent

This notice is given in the case where a tenant fails to pay rent past due time, giving renters three days to pay or vacate. If the rent is not paid within three days, the landlord can terminate the lease and file an eviction lawsuit, as stated in the notification. (§§ 562A.27(2))

3-Day Notice To Quit For ‘Clear and Present Danger’

The term "clear and present danger" refers to anything that poses a risk to the landlord, other renters, or its staff. Under Iowa's law, the following are the definition of posing a "clear and present danger":

  • using or carrying a firearm illegally
  • physically abusing or threatening another person
  • and having illegal substances.

The landlord may be able to terminate the lease with a three-day notice if they believe the renter has done this or something similar. After providing the required notice, the landlord may then initiate an eviction proceeding. (§§ 562A.27(1) and (2))

7-Day Notice to Cure or Quit For Lease Violations

Landlords can give the notice when the tenant any of the provisions in the lease in some other way. This notice gives renters the right to fix or "cure" the lease infraction. Failure of the tenant to cure the violation after the notice period puts them at the risk of eviction. (§§ 562A.27(1))

Unconditional 7-Day Notice To Quit For Lease Violations

This notice can be given if the tenant repeats a lease violation within six months after being served a 7-day cure or quit notice. The tenant does not get another chance to fix the problem. However, if the same type of lease violation occurs after that 6 months period, the landlord must give a new "7-day notice to cure or quit" notice. (§§ 562A.27(1))

Iowa Eviction Process

Evictions in Iowa follow a set of legal procedures that guarantee a fair and well-organized process for both landlords and tenants. Below is a thorough explanation of each step:

Establish a valid ground for eviction

For eviction to be lawful in Iowa, the landlord must provide a good reason, such as unpaid rent, broken lease terms, or unlawful activity.

Give the required notice  

The landlord is required by law to provide the tenant the appropriate notice, which may be three days' notice for non-payment of rent or seven days' notice for lease violations, depending on the reason for the eviction.

Wait till the end of the notice period

The landlord must give the tenant the chance to resolve the matter (such as paying the past-due rent or fixing a lease violation) by allowing the allotted amount of time to pass after sending the notice.

File an eviction lawsuit in a local court

The landlord may file an eviction case, commonly referred to as a forceful entry and detainer action, in court if the tenant disregards the notice.

Attending the hearing in court

Both parties are expected to appear in court during the hearing. Tenant has the opportunity to provide a defense, and the landlord must establish the validity of the eviction.

Getting a court order

If the presiding judge rules in favor of the landlord, it would result in the issuance of an eviction order.

Enforcing the eviction

With an eviction order, landlords can request the help of a law enforcement official to enforce the eviction and remove the tenant from the property. Under law,  landlords are prohibited from evicting the renter by themselves using force.

Source: Evictions 101 | IowaLegalAid.org, Tenant Defenses to Evictions in Iowa | Nolo.

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SECTION 6

Iowa Rental Application Laws

Iowa landlord-tenant law allows landlords to use a rental application form to choose an eligible candidate for a particular property during the tenant screening process. Additionally, there are a few Iowa statutes that deal with rental applications.

Maximum Rental Application Fees In Iowa

Iowa does not control rental application costs, so landlords are free to charge as much as they like. However, it is expected that the fees will not exceed the real cost of the inspections and screenings.

Furthermore, in Iowa, application costs are non-refundable regardless of the reason for the application's denial.

Iowa Rental Applications and The Fair Housing Act

Landlords are not allowed to discriminate against protected classes in housing, as per the Iowa Fair Housing Act. Ideally, landlords should avoid requesting information on the application form that can be interpreted as being relevant for discriminatory reasons. (Title 24 USC § 3601-3607, Iowa Code § 216.8, Iowa Fair Housing Guide)

Tenant Screening & Background Check Laws In Iowa

Iowa landlords are permitted to do various credit and background checks on potential tenants. But they can only do so with the applicants' permission. A consent-seeking form should be included with the application and signed by the applicants.

Rejecting A Rental Application In Iowa

Landlords are required by federal law to notify renters of any unfavorable action taken against them should their application be denied. The purpose of this notification is to notify the applicant of:

  • Their application was not accepted.
  • The specific reason(s) for the refusal
  • Name and email address of any credit reporting agencies that were utilized during the decision-making process.

What to Include In A Rental Application In Iowa

To make the rental application process effective, here is a list of crucial requests to include in your Iowa rental applications:

  • Personal information
  • Details about employment, such as the name of a current employer
  • Income details
  • Personal references
  • Credit history
  • Rental history
  • Space for signature granting written consent for a credit check

Source: Summary of Iowa Landlord and Tenant Law | Iowa Legal Aid.

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SECTION 7

Iowa Laws Around Breaking a Lease for Landlords and Tenants

Breaking a lease without a valid reason is regarded by Iowa law as a breach of contract, which carries financial and legal ramifications. If a tenant chooses to violate a lease without legal grounds or getting permission from the court, they might suffer real repercussions.

Notice Requirements to End a Rental Lease in Iowa

According to Iowa state law, landlords and tenants must provide one of the following notices when terminating a lease:

  • Notice Required To Terminate A Fixed Term Lease: Notice not required as the lease simply ends on the specified date.
  • Notice Required To Terminate A Yearly Lease with No End Date: The landlord or the tenant must give a written notice at least 30 days before the end of the first or subsequent term of the tenancy. (§§ 562A.34(3))
  • Notice Required To Terminate A Month-to-Month Lease: The landlord or the tenant may terminate a month-to-month tenancy by giving a 30 days written notice. (§§ 562A.34(2))
  • Notice Required To Terminate A Week-to-Week Lease: The landlord or the tenant may terminate a week-to-week tenancy by giving a 10-day written notice. (§§ 562A.34(1))

Legally Valid Reasons For Breaking A Lease In Iowa

Tenants in Iowa have many legal justifications to breach a lease without facing monetary or legal repercussions. Some of these reasons include:

  • Active Military Duty: Military tenants are permitted to terminate their leases without incurring penalties if they are ordered to active service or to relocate permanently. They have to provide their landlord with formal notice, along with a copy of their military orders.
  • Domestic Violence: According to Iowa law, tenants who are victims of sexual assault, harassment, or domestic abuse are free to terminate their lease without facing consequences. They have to give written notification to their landlord and supporting evidence from a licensed expert, like a counselor, police officer, or medical practitioner.
  • The unit is uninhabitable: It is the tenant's right to a secure place to live. Tenants may be eligible to terminate their lease if a landlord neglects to maintain the property or takes care of any health or safety issues. Mold, infestations, structural problems, and a lack of heat or hot water are a few examples of uninhabitable situations.
  • Landlord Harassment: It is the responsibility of landlords to allow tenants to enjoy their rented properties in peace. Tenants may be eligible to terminate their lease if a landlord acts in a harassing or threatening manner against them. Landlord harassment can take many forms, such as unexpectedly showing up at the apartment, threatening to evict you, or failing to make the required repairs.

Source: Tenant's Right to Break a Rental Lease in Iowa | Nolo, Ending a lease | People's Law Library of Iowa.

SECTION 8

Iowa HOA Laws

Below is an overview of some Iowa HOA laws that often apply to homeowners associations in the state:

Revised Iowa NonProfit Corporation Act

There is no specific state statute that regulates the operation of homeowner associations in Iowa. However, since HOAs are considered non-profit organizations, they fall under the jurisdiction of the Revised Iowa NonProfit Corporation Act. This act establishes rules for the internal workings and organizational structure of all corporations established in Iowa. (Revised Iowa NonProfit Corporation Act)

Iowa Horizontal Property Act

The Iowa Horizontal Property Act regulates the creation, management, power, and operations of horizontal property regimes. This act only applies to homeowners who voluntarily elect to be subject to the laws by registering a Master Deed with the county recorder's office in the relevant jurisdiction. (Iowa Horizontal Property Act)

Iowa Civil Rights Act

This law, like the federal Fair Housing Act, aims to protect everyone's right to equitable housing options, regardless of gender identity, age, handicap, ethnicity, religion, sexual orientation, color, or national origin. It provides homeowners with protections at the state level. (Iowa Civil Rights Act)

Restrictive Covenants

This law prevents homeowner associations (HOAs) from limiting or outlawing the use of solar collectors by giving local city councils and the county board of supervisors the authority to adopt regulations. Local authorities must enact and implement these laws. (Restrictive Covenants)

SECTION 9

Squatters Rights In Iowa

Iowa squatters' rights, also known as adverse possession, allow ownership claims through extended occupation without owner consent. To establish a valid claim, squatters must establish hostile, actual, open, exclusive, and continuous possession for five years.

Iowa property owners can safeguard their land by conducting routine inspections, posting notices, and taking legal action.

Requirements to Make an Adverse Possession Claim

Here's an overview of the requirements to make an adverse possession claim:    

Hostile Possession

In this context, "hostile" means that the owner is unaware of the squatter's presence or did not provide permission.  Also, it applies if the squatter does not have a good faith conviction that they have the legal right to be there.  

Actual Possession

This implies that throughout the full five years, the squatter needs to be present on the property and treat it as their own. The squatter might, for instance, paint the building, install a new driveway, and erect a fence.  

Open and Notorious Possession

This implies that the squatter must reside on the property in a way that a casual observer might easily identify their presence. Residing in the building's basement and leaving after dark when no one else was available won't count as open and notorious possession.

Exclusive Possession

The squatter is required to be the only person residing on the property to qualify for adverse possession. Shared occupancy with other people won't satisfy the exclusivity criterion and none of the squatters would be able to obtain legal ownership to the property.

Continuous Possession

To meet the continuous possession requirement, the squatter needs to fulfill all the previously mentioned requisites for five consecutive years.

SECTION 10

Iowa Landlord Tenant Legal Resources

Below, you’ll find some helpful Iowa landlord–tenant law resources:

Documents and Forms

Legal Resources

Iowa State Agencies & Regulatory Bodies

Housing Authorities

Iowa Realtor and Landlord/Tenant Associations

Landlord Associations

REALTORS® Associations

DISCLAIMER: This article provides general information and is not legal advice. For accuracy and specific guidance on landlord-tenant laws, consult an attorney before making any decisions or taking action.