Making Tax Digital Software for Landlords
Making Tax Digital is here. Whether your deadline has arrived or is coming in 2027, get compliant now with our HMRC-recognised software.
Making Tax Digital Software Built Specifically for UK Landlords
Take the stress out of meeting your Making Tax Digital (MTD) requirements with our suite of tools that has been built with landlords and the accountants who support them in mind.
Submit MTD Directly to HMRC
Submit directly to HMRC from inside Landlord Studio - no exports, no third-party tools.
- HMRC-recognised software - approved for Making Tax Digital for Income Tax
- Quarterly updates made simple - accurate submissions generated from your records
- End-of-year sorted - complete your final declaration from the same place
Connect your Real-Time Bank Feeds
Connect your bank account and let your records build themselves.
- Transactions imported automatically - via secure Open Banking connections
- Reconcile in one click - match payments to the right property and category
- Always MTD-ready - digital records maintained as you go, not rebuilt each quarter
Handle All Ownership Structures
Co-own your properties? No problem.
- Joint ownership, partnerships, and limited companies - all supported
- Separate MTD submissions per owner - managed under a single Landlord Studio account
- Income split correctly - each owner's share tracked and reported accurately
Digitise your Receipts
Snap a photo and let Smart Scan do the data entry.
- Instant capture - photograph receipts on the go from the mobile app
- Details extracted automatically - Smart Scan reads the date and amount for you
- A digital record for every expense - exactly what MTD requires
Use One Platform, Streamlined for Landlords
Replace the spreadsheet, the receipts folder, the reminder app, and the separate tax tool.
- Everything in one place - income, expenses, receipts, mileage, and MTD submissions from a single account
- No copying between tools - data flows from bank feed to digital record to HMRC without re-keying
- One source of truth - records that stay consistent, compliant, and ready to submit year-round
Got MTD Questions? Start Here
When do you need to comply? What counts as a digital record? What happens if you miss a quarterly update? Our MTD Resource Hub answers all of it, in plain English.
How to Complete your Quarterly MTD Submission for HMRC with Landlord Studio
From tracking rent to maintenance to meeting Making Tax Digital for Income Tax requirements, get rid of the spreadsheets and manage your entire kingdom with a single, trusted platform built for UK landlords.
Step 1: Import your Existing Records
Starting with a deadline already looming? Import your existing records in minutes.
- Bank feeds pull historic transactions - import up to two years of history when you first connect
- Bring your spreadsheet with you - upload existing income and expense records with spreadsheet import
- Bulk-reconcile in one session - categorise a quarter's transactions in an afternoon, not a week
Step 2: Connect your Accounts
Link your bank via Open Banking and connect Landlord Studio to HMRC. It only takes a few minutes, and you only have to do it once.
- Set up your properties - add your rentals so every transaction lands in the right place
- Secure Open Banking conection - bank feed transactions are read-only and your credentials are never shared
- Authorise HMRC once - link your Landlord Studio account to HMRC for MTD submissions
Step 3: Review and Submit to HMRC
When the deadline approaches, check your quarterly summary and submit directly to HMRC from inside Landlord Studio. Done until next quarter.
- Reconcile in real-time: Log in at any time on any device to view and reconcile transactions with a few quick taps.
- Auto-match: Let us automatically suggest matching transactions for you. Simply confirm the match.
- Create rules: Set up rules auto-fill the property and category details so you can reconcile with a single click.
- Attach receipts: Upload and attach the related receipt to the transaction when you reconcile.
Why UK Landlords Trust Landlord Studio for Making Tax Digital
Stay compliant, organised, and ready for anything, whether you manage your properties solo or with a letting agent.
- Maintain digital records with software designed for you
- Direct HMRC integration for streamlined MTD submissions
- HMRC-recognised software
- Share access with your accountant or letting agent for seamless collaboration
“Never used software before and was worried, but Landlord Studio has been brilliant. Easy to add properties, simple to use — even my accountant loves it.”
"We were looking for an app to help us stay on top of everything, including the maintenance and everything in between. Landlord Studio has been great for that."
"I have chosen a Landlord Studio after going through several tools online. It's also reasonably priced which I like."
"The ability to reconcile bank feeds and attach a receipt against a list of suppliers is a great feature."
"I struggled with having a spreadsheet for each property. Using Landlord Studio I can record income/expense and then within seconds produce a spreadsheet that I can send to my accountant"
"We couldn't live as freely and easily without Landlord Studio. All my tenants are quite happy they get their notifications from Landlord Studio. It's dead easy."
"I chose Landlord Studio because of the user-friendliness of the interface. It's a bit like Apple in that it's easy to use. You can figure it out without instructions or spending ages learning."
“Never used software before and was worried, but Landlord Studio has been brilliant. Easy to add properties, simple to use — even my accountant loves it.”
"We were looking for an app to help us stay on top of everything, including the maintenance and everything in between. Landlord Studio has been great for that."
"I have chosen a Landlord Studio after going through several tools online. It's also reasonably priced which I like."
"The ability to reconcile bank feeds and attach a receipt against a list of suppliers is a great feature."
"I struggled with having a spreadsheet for each property. Using Landlord Studio I can record income/expense and then within seconds produce a spreadsheet that I can send to my accountant"
"We couldn't live as freely and easily without Landlord Studio. All my tenants are quite happy they get their notifications from Landlord Studio. It's dead easy."
"I chose Landlord Studio because of the user-friendliness of the interface. It's a bit like Apple in that it's easy to use. You can figure it out without instructions or spending ages learning."
“Never used software before and was worried, but Landlord Studio has been brilliant. Easy to add properties, simple to use — even my accountant loves it.”
"We were looking for an app to help us stay on top of everything, including the maintenance and everything in between. Landlord Studio has been great for that."
"I have chosen a Landlord Studio after going through several tools online. It's also reasonably priced which I like."
"The ability to reconcile bank feeds and attach a receipt against a list of suppliers is a great feature."
"I struggled with having a spreadsheet for each property. Using Landlord Studio I can record income/expense and then within seconds produce a spreadsheet that I can send to my accountant"
"We couldn't live as freely and easily without Landlord Studio. All my tenants are quite happy they get their notifications from Landlord Studio. It's dead easy."
"I chose Landlord Studio because of the user-friendliness of the interface. It's a bit like Apple in that it's easy to use. You can figure it out without instructions or spending ages learning."
FAQs
I co-own my properties - can Landlord Studio handle this?
Yes - Landlord Studio supports all common ownership structures, including Joint ownership, Partnerships, and Limited Companies.
You can:
- Set up multiple owners on the same property
- Allocate income and expenses by ownership share
- Manage mixed portfolios (personal + company) in one place
- Submit separate Making Tax Digital (MTD) returns for each owner - all from a single Landlord Studio account
What is “Making Tax Digital for landlords” and what does MTD for IT mean for rental income?
“Making Tax Digital for landlords” means HMRC now expects UK landlords to replace traditional paper self‑assessment with a fully digital process for their rental income and related expenses.
MTD for Income Tax Self‑Assessment (MTD ITSA) requires landlords to keep digital records and submit quarterly updates to HMRC via HMRC-recognised software rather than just an annual tax return. Starting from April 2026, landlords with combined rental or self‑employment income over £50,000 must comply; this threshold drops to £30,000 in April 2027 and £20,000 in April 2028.
Landlord Studio is HMRC‑recognised and designed specifically for landlords to simplify digital tax returns for rental income by digitising receipts, syncing bank data, and enabling seamless quarterly updates.
Who needs to comply with MTD for IT, and when do key deadlines apply?
UK landlords must follow MTD IT requirements if their qualifying income from rental properties (alone or combined with self‑employment) exceeds the threshold set for the tax year. If your income was over £50,000 for the 2024–25 tax year, you must begin using MTD from 6 April 2026.
For incomes above £30,000, the obligation starts from 6 April 2027, and above £20,000, from 6 April 2028. HMRC bases this on your most recent Self‑Assessment return.
Landlord Studio helps you manage these deadlines by organising digital records and supporting compliant quarterly submissions well ahead of due dates.
Can I use Excel spreadsheets for MTD for IT as a landlord?
Excel alone does not make you compliant. To use spreadsheets, you must have “bridging software” that digitally links Excel to HMRC. However, HMRC strongly recommends using purpose-built MTD software for landlords to reduce errors and simplify submissions.
Landlord Studio is HMRC-recognised and removes the need for bridging, giving landlords one platform to manage income, expenses, receipts, and direct HMRC submissions.
How are foreign property income and Furnished Holiday Lets treated under MTD?
Both foreign property income and Furnished Holiday Lets (FHLs) are included in MTD IT if you are a UK tax resident. Income from these sources counts towards the HMRC thresholds (£50k, £30k, £20k).
Landlord Studio allows landlords to record both UK and foreign property, as well as FHLs. Note that FHLs have unique tax rules such as capital allowances and holiday let relief, which must be applied in the final declaration (often with an accountant’s support).
Are there exemptions from Making Tax Digital for landlords?
Whilst there are no automatic exemptions, landlords may apply for exemptions if they cannot reasonably use digital systems due to disability, age, or lack of reliable internet. HMRC reviews these requests individually, and paper filing may be allowed if approved. Otherwise, all landlords over the threshold must comply. Landlord Studio provides a simple, mobile-friendly solution that makes compliance accessible to landlords of all levels of digital confidence.
What counts as digital records for MTD?
Digital records are financial data kept in an MTD-compatible system instead of paper or standalone spreadsheets. For landlords, this includes:
- Rental income received.
- Property details.
- Dates, descriptions, and amounts.
- Allowable expenses and VAT rates (if relevant).
Bank statements do not need to be uploaded, but transaction data must be digitally recorded. Landlord Studio ensures records are captured and stored in HMRC-compliant format, making digital submissions simple and accurate.
What are the MTD requirements for landlords?
HMRC compliance for landlords means:
- Keeping fully digital records of all rental income and expenses.
- Submitting quarterly updates to HMRC.
- Filing a final end-of-year declaration.
- Using HMRC-recognised software.
You do not need to upload bank statements directly—only transaction data. Landlord Studio supports this compliance with features such as bank feed integration, receipt storage, cash-basis accounting, and joint ownership handling, ensuring landlords meet all HMRC rules.
How does Landlord Studio simplify MTD IT for landlords with multiple properties?
Landlords with multiple properties, furnished holiday lets, or foreign income may find MTD complex. Landlord Studio simplifies this by:
- Recording each property’s income and expenses digitally.
- Supporting multiple owners with percentage splits.
- Storing receipts and invoices securely.
- Allowing direct MTD submissions for the relevant owner(s).
- Integrating with Xero for accountants if required.
This ensures landlords can manage even large or complex portfolios while remaining compliant with MTD ITSA rules.
What counts as digital records for MTD?
Digital records are financial data kept in an MTD-compatible system instead of paper or standalone spreadsheets. For landlords, this includes:
- Rental income received.
- Property details.
- Dates, descriptions, and amounts.
- Allowable expenses and VAT rates (if relevant).
Bank statements do not need to be uploaded, but transaction data must be digitally recorded. Landlord Studio ensures records are captured and stored in HMRC-compliant format, making digital submissions simple and accurate.
How can digital tax returns help me avoid MTD penalties, and how can Landlord Studio help?
MTD for IT replaces annual self-assesment returns with quarterly updates and a final declaration. Failure to submit updates on time may trigger HMRC’s new penalty regime, including points and fines for repeated delays.
Using digital tax returns for rental income through HMRC-recognised software helps landlords avoid these penalties by ensuring submissions are timely, accurate, and fully compliant.
Landlord Studio provides automated reminders, structured reporting, and direct HMRC submission so landlords can confidently meet every deadline.