Free Making Tax Digital Resources for Landlords

In this article, we have collated useful articles, free downloadables, and additional resources on Making Tax Digital (MTD) for Landlords.

Making Tax Digital


Making Tax Digital for Income Tax is a major change to the UK tax system designed to simplify tax reporting through digital tools. While the rollout has been delayed several times, it is now confirmed to be phased in from April 2026, and it will significantly impact how landlords and self-employed individuals have to manage their finances and file their taxes.

To help you prepare, we’ve compiled essential resources, checklists, and up-to-date guidance on Making Tax Digital for landlords. Plus, we explain how Landlord Studio is helping landlords stay compliant with MTD requirements.

Free MTD Resources for Landlords

About MTD for Landlords

Making Tax Digital (MTD) is part of the UK government’s effort to modernise the tax system, aiming to make it more efficient and easier to get your tax right. Under MTD for Income Tax, landlords will be required to switch from traditional annual tax returns to submitting quarterly digital updates to HMRC.

Making Tax Digital for Income Tax will require landlords to:

  • Keep digital records
  • Submit quarterly income and expense updates via MTD-compliant software
  • Submit a Final Declaration at the end of the tax year
  • MTD ITSA Rollout Timeline

    Start Date Who is Affected
    April 2026 Landlords and sole traders with annual income over £50,000
    April 2027 Landlords and sole traders with income over £30,000
    April 2028 Landlords and sole traders with income over £20,000–£30,000

    This shift may feel like a big change, particularly for landlords not used to digital tax reporting, but preparing now can help ensure a smooth transition.

    Learn more about MTD for Landlords and how you can get prepared here.

    The MTD Checklist - Are You Making Tax Digital Ready?

    1) Are You Keeping Digital Records?

    Landlords will need to replace spreadsheets and outdated accounting tools with MTD-ready software like Landlord Studio. These tools make is easy to keep accurate, up-to-date digital records of your income and expenses.

    2) Know when Will MTD Affect Your Business

    Depending on the size of your rental business and whether you have or haven’t incorporated the deadline for being MTD ready varies.

    • MTD for all VAT-registered businesses was introduced in April 2022.
    • For sole traders and landlords with a total annual income above £50,000 you need to be Using MTD compatible software to keep digital records and file returns by April 2026.
    • For sole traders and landlords with a total qualifying income above £30,000 you'll need to be using MTD compatible software to keep digital records and file returns by April 2027. This threshold reduces further to £20,000 in 2028.

    3) Speak With Your Accountant

    Discuss your MTD responsibilities with your accountant or tax advisor. They can help you implement a system that works for your business and ensure you’re meeting deadlines.

    4) Become MTD Registered

    Get MTD registered with the HMRC so that you can start submitting you quarterly updates before the MTD implementation date. Head over the Government Gateway website to register.

    5) Understand Quarterly Returns and Confirm Your First MTD Reporting Date

    Once MTD begins, you’ll need to submit your taxes 5 times rather than just once, including four quarterly updates plus a final declaration. You have a month after the period end date to send your quarterly update, eg. for the first quarter, 6 April to 5 July, the filing date would be the 7 August.

    Quarter Period Covered Filing Deadline
    Q1 6 Apr – 5 Jul 7 Aug
    Q2 6 Jul – 5 Oct 7 Nov
    Q3 6 Oct – 5 Jan 7 Feb
    Q4 6 Jan – 5 Apr 7 May

    These updates are cumulative over the tax year – so you can correct errors or make adjustments to previous submissions in your next update. Late submissions will earn your penalty points under the HMRC's new penalty system and four points will result in a fine.

    Read The Landlord's Guide to Making Tax Digital

    Article #1: A Closer Looks At MTD for IT Requirements

    Article #2: MTD for IT: Key Dates For Your Rental Business

    Article #3: MTD for IT Quarterly Updates and Final Declarations

    Article #4: Making Tax Digital for Income Tax - Exemptions

    Article #5: Making Tax Digital for IT Penalties

    Article #6: How To Choose The Right MTD Software for Your Rental Business

    Article #7: Landlord Studio: The MTD Software Designed for Landlords

    Article #8: A Closer Look At MTD for IT Bridging Software

    Important HMRC Guides and Links For MTD

    The HMRC has delayed the introduction of MTD until 2026,  increased the income threshold, and will be introducing a phased implementation.

    How HMRC is making it easier for individuals and businesses to get their tax right and keep on top of their tax affairs.

    Testimonies from businesses on how Making Tax Digital and digital record keeping has worked for them.

    Information for VAT businesses and other VAT entities on what they need to do to prepare for Making Tax Digital.

    A series of videos exploring how Making Tax Digital works and why this new plan is being implemented.

    Free MTD Software for Landlords with Landlord Studio

    With Making Tax Digital deadlines approaching, landlords need reliable, HMRC-recognised software that does more than just tick the compliance boxes.

    Landlord Studio is an MTD-ready digital record-keeping solution (which you can get free when your accountant signs up to our Accountant Partnership Program). Powerful property management and accounting tools built specifically for landlords.

    Why Landlords Need MTD Software

    To meet MTD for Income Tax requirements, landlords must use digital tools that:

    • Record and store digital financial records
    • Connect directly with HMRC to submit returns
    • Generate and submit quarterly updates and final declarations

    Why Choose Landlord Studio?

    Landlord Studio is more than just MTD-ready software, whether you manage one property or a growing portfolio, Landlord Studio simplifies landlord compliance and helps you take control of your finances.

    Key Benefits

    MTD-Ready & HMRC Compliant

    Landlord Studio is listed as "in development" on HMRC’s official software page and is available free through our Accountant Partnership Program.

    Automated Accounting & Record Keeping

    Track income and expenses automatically by linking your bank, and securely store digital records like receipts and invoices. Designed to make quarterly updates and annual declarations simple.

    Property Management on the Go

    Access your account from any device. Use the mobile or web app to manage finances, scan receipts, and stay organised wherever you are.

    Built for Landlords

    Manage all your properties in one place, stay on top of your compliance requirements with reminders, document storage and more, and generate reports for individual properties or your entire portfolio.

    Accountant Access

    Easily share your account with your accountant to ensure timely, accurate submissions and full compliance with MTD requirements.

    MTD for Landlords FAQs

    How do I know if a software is MTD compliant?

    You can see a list of all HMRC approved software here.

    When do I need to sign up for MTD with the HMRC?

    The new MTD rules are being phased in. Already, most VAT registered businesses need to be using MTD software.

    • From April 2019 if you’re VAT registered and earning above the threshold of $85,000 you need an MTD approved software.
    • From April 2021 digital links became mandatory for MTD for VAT.
    • From April 2022 all VAT registered businesses need to be using MTD approved software.
    • From April 2026 self-employed individuals and landlords with turnover above £50,000 per year will need to be MTD compliant.
    • From April 2027 self-employed individuals and landlords with turnover above £30,000 per year will need MTD approved software.

    Will Landlord Studio be MTD compliant?

    Yes, we have plans to directly integrate with the HMRC''s system and will be HMRC approved before the 2026 deadline.

    What is a digital record?

    Digital records means you must keep records of all your transactions in a digital format.

    The easiest solution is to adopt a cloud accounting software like Landlord Studio that allows you to track all your income and expenses on the go. This will also help ensure you can submit all your updates in a timely fashion, you will need to have systems in place to keep up to date books.

    Keeping digital records is necessary so that the records can be sent to the HMRC either from the approved software you’re using or through a bridging software.

    Understanding MTD Quarterly Updates

    All businesses within MTD for IT will have to provide quarterly updates of their income and expenses. These quarterly updates will be cumulative and cover the following periods, with the respective deadlines, regardless of the accounting period end of the business.

    Period Covered Filing Deadline
    Quarterly Update 1: 6 April to 5 July 7 August
    Quarterly Update 2: 6 April to 5 October 7 November
    Quarterly Update 3: 6 April to 5 January 7 February
    Quarterly Update 4: 6 April to 5 April 7 May

    Alternatively, businesses can make a 'calendar quarter election,' which allows them to draw up quarterly updates to the end of the previous month. Where this election is made, the quarterly updates will be as follows.

    Period Covered Filing Deadline
    Quarterly Update 1: 1 April to 30 June 7 August
    Quarterly Update 2: 1 April to 30 September 7 November
    Quarterly Update 3: 1 April to 31 December 7 February
    Quarterly Update 4: 1 April to 31 March 7 May

    The first quarterly updates under MTD for ITSA will therefore be due for filing by 7 August 2026 and will cover either the quarter ended 5 July 2026, or 30 June 2026 (where a calendar quarter election is in place).

    Separate quarterly updates will be required for each trade or property business carried on by an individual. There is no requirement to make tax or accounting adjustments to the information provided in quarterly updates.

    Can I still use spreadsheets for MTD?

    Business records must be kept digitally to meet MTD requirements.

    If you are using spreadsheets, the spreadsheets must be formatted to be able to submit the required data to HMRC digitally through third-party bridging software.

    So, while using a spreadsheet is allowed, the new rules will mean you’ll have to employ a bridging software anyway and it may be easier for you to find a landlord specific solution suitable for your needs and HMRC's new MTD regulations.

    How can I check if I’m exempt?

    Certain exemptions may be made for those taxpayers unable to use digital tools due to their religion, age, or disability.

    HMRC will decide if you meet exemption criteria so check with them directly and don’t just assume you meet the criteria, you don’t want to end up with a penalty.

    You can find out more about exemptions and apply for an MTD exemption here.

    Related Articles